Attention homeowners: Real estate appraisal services for in ANTELOPE and Sacramento County
Here are the top seven reasons why CA homeowners use Hughes Appraisal Service:
Do you own a home in or near ANTELOPE? Do you need help determining the price of your real estate?
We at Hughes Appraisal Service understand the special needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you rid themselves of unneeded and unwanted PMI insurance. Challenge a property tax assessmentLets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Hughes Appraisal Service is your perfect weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Hughes Appraisal Service can provide you with a professional appraisal that will help you reinstate your home equity line of credit. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Hughes Appraisal Service can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home. |